:root{--blue:#204f9e;--blue2:#102c5a;--cyan:#4cc9c0;--ink:#17233a;--muted:#637083;--line:#dce4ef;--soft:#f3f7fc;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Microsoft YaHei",Arial,sans-serif;line-height:1.75}a{color:inherit;text-decoration:none}.skip{position:fixed;left:12px;top:-80px;z-index:9999;background:#fff;padding:8px 12px}.skip:focus{top:12px}
.header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.header-inner{max-width:var(--max);min-height:78px;margin:auto;padding:8px 20px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;gap:10px;flex:none;color:var(--blue2);font-weight:900}.brand i{width:44px;height:44px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(145deg,var(--blue),var(--blue2));color:#fff;font-style:normal;font-size:21px}.brand span{font-size:19px;line-height:1.15}.brand small{display:block;margin-top:5px;color:var(--muted);font-size:10px;letter-spacing:.13em}.nav{display:flex;justify-content:center;gap:2px;min-width:0;flex:1}.nav a{padding:8px 9px;border-radius:999px;white-space:nowrap;font-size:14px}.nav a:hover,.nav a.active{background:#eaf1ff;color:var(--blue);font-weight:800}.official-button,.button{min-height:44px;padding:10px 20px;display:inline-flex;align-items:center;justify-content:center;border-radius:999px;font-weight:800}.official-button,.button-primary{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff}.official-button{flex:none}
.hero{min-height:500px;display:grid;align-items:center;background:radial-gradient(circle at 85% 20%,rgba(76,201,192,.25),transparent 24%),linear-gradient(125deg,#0e2b57,#1c59a8);overflow:hidden}.hero-inner{width:100%;max-width:var(--max);margin:auto;padding:72px 20px;display:grid;grid-template-columns:1.12fr .88fr;gap:55px;align-items:center;color:#fff}.eyebrow,.kicker{margin:0 0 12px;color:#8fe5df;font-weight:900;font-size:14px;letter-spacing:.11em}.hero h1{margin:0;font-size:clamp(40px,6vw,68px);line-height:1.12}.lead{margin:24px 0 0;color:#e2ecf8;font-size:19px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.button-light{border:1px solid rgba(255,255,255,.68);color:#fff;background:rgba(255,255,255,.07)}.hero-panel{padding:30px;border:1px solid rgba(255,255,255,.25);border-radius:24px;background:rgba(255,255,255,.11);box-shadow:0 24px 60px rgba(0,0,0,.2)}.hero-panel p{margin:0 0 16px;color:#9ce8e2;font-weight:800}.hero-panel ol{margin:0 0 18px;padding-left:24px}.hero-panel li{margin:10px 0}.hero-panel strong{display:block;font-size:28px;line-height:1.35}.hero-panel small{display:block;margin-top:18px;color:#d6e1ef;line-height:1.7}
.section{padding:74px 20px}.section-soft{background:var(--soft)}.section-head,.prose{max-width:820px;margin:0 auto 36px;text-align:center}.section-head h2,.prose h2,.split h2,.cta h2,.contact-grid h2,.warning h2,.faq>h2{margin:0 0 14px;font-size:clamp(28px,4vw,40px);line-height:1.25}.section-head>p:last-child,.prose p,.split p,.cta p,.contact-grid p,.warning p{color:var(--muted)}.cards,.split,.cta,.timeline,.faq,.source-list,.contact-grid,.checklist{max-width:var(--max);margin:auto}.cards{display:grid;gap:18px}.cards-4{grid-template-columns:repeat(4,1fr)}.cards-3{grid-template-columns:repeat(3,1fr)}.card{padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 12px 30px rgba(16,44,90,.06)}.card>span{display:block;margin-bottom:16px;color:var(--blue);font-weight:900}.card h3{margin:0 0 10px;font-size:21px}.card p{margin:0;color:var(--muted)}.card>a:not(.source-link),.text-link,.prose>a{display:inline-block;margin-top:18px;color:var(--blue);font-weight:800}.source-link{display:inline-block;margin-top:14px;color:var(--blue);font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.checks{padding:0;margin:22px 0;list-style:none}.checks li{position:relative;padding-left:28px;margin:11px 0}.checks li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.notice{padding:14px 16px;border-left:3px solid var(--blue);background:#edf4ff}.fact-box{padding:34px;border-radius:22px;background:linear-gradient(145deg,var(--blue2),var(--blue));color:#fff}.fact-box b{font-size:25px}.fact-box p{color:#dce8f7}.fact-box a{color:#9ce8e2;font-weight:800}
.timeline{max-width:900px}.timeline article{display:grid;grid-template-columns:68px 1fr;gap:22px;padding-bottom:34px;position:relative}.timeline article:not(:last-child):before{content:"";position:absolute;left:24px;top:54px;bottom:7px;width:1px;background:var(--line)}.timeline b{width:50px;height:50px;display:grid;place-items:center;border-radius:50%;background:var(--blue);color:#fff}.timeline h2,.timeline p{margin:0}.timeline h2{font-size:23px}.timeline p{color:var(--muted)}.warning{max-width:900px;margin:auto;padding:32px;border:1px solid #bdd0ec;border-radius:18px;background:#fff}.warning.compact{height:auto}.cta{padding:38px;border-radius:22px;color:#fff;background:linear-gradient(135deg,var(--blue2),var(--blue));display:flex;justify-content:space-between;align-items:center;gap:26px}.cta h2,.cta p{margin-top:0}.cta p{color:#dfe9f7}.button-secondary{margin-top:12px;background:#fff;color:var(--blue);border:1px solid var(--line)}.button-outline{margin-top:12px;border:1px solid var(--blue);color:var(--blue);background:#fff}.amount{max-width:820px;margin:auto;padding:38px;border:1px solid var(--line);border-radius:24px;text-align:center;background:linear-gradient(145deg,#f8fbff,#eef5ff)}.amount p{margin:0;color:var(--muted)}.amount strong{display:block;margin:8px 0;color:var(--blue);font-size:clamp(46px,9vw,82px);line-height:1.1}.amount span{color:var(--muted)}.faq{max-width:900px}.faq details{margin:12px 0;padding:18px 20px;border:1px solid var(--line);border-radius:14px;background:#fff}.faq summary{cursor:pointer;font-weight:800}.faq p{margin-bottom:0;color:var(--muted)}.checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.checklist article{display:grid;grid-template-columns:32px 1fr;gap:14px;padding:24px;border:1px solid var(--line);border-radius:17px}.checklist input{width:22px;height:22px;accent-color:var(--blue)}.checklist h2,.checklist p{margin:0}.checklist h2{font-size:21px}.checklist p{color:var(--muted)}.source-list{display:grid;gap:14px}.source-list article{padding:24px;border:1px solid var(--line);border-radius:17px;display:flex;align-items:center;justify-content:space-between;gap:24px}.source-list h2,.source-list p{margin:0}.source-list h2{font-size:22px}.source-list p{color:var(--muted)}.source-list .source-link{flex:none;margin:0}.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}.contact-main,.contact-side{padding:34px;border:1px solid var(--line);border-radius:20px}.contact-main{background:linear-gradient(145deg,#f7fbff,#edf4ff)}
footer{padding:44px 20px;background:#0c2852;color:#fff}.footer-inner{max-width:var(--max);margin:auto;display:grid;grid-template-columns:1fr auto;gap:18px 40px}.footer-inner b{color:#9ce8e2;font-size:18px}.footer-inner p{margin:5px 0;color:#bdcce0}.footer-inner nav{display:flex;gap:15px;flex-wrap:wrap;justify-content:flex-end}.footer-inner nav a{color:#e2eaf4}.copyright{grid-column:1/-1;padding-top:16px;border-top:1px solid rgba(255,255,255,.15)}.error-page{min-height:100vh;display:grid;place-content:center;text-align:center;padding:30px}.error-page h1{margin:0;font-size:clamp(36px,8vw,72px)}.error-page p{color:var(--muted)}
@media(max-width:1050px){.header-inner{flex-wrap:wrap;gap:8px}.brand{order:1}.official-button{order:2;margin-left:auto}.nav{order:3;flex-basis:100%;justify-content:flex-start;overflow-x:auto;padding:5px 0 2px;scrollbar-width:none}.nav::-webkit-scrollbar{display:none}.cards-4{grid-template-columns:repeat(2,1fr)}.hero-inner,.split{gap:30px}}
@media(max-width:700px){body{font-size:15px}.header-inner{padding:9px 14px}.brand i{width:38px;height:38px}.brand span{font-size:17px}.official-button{min-height:38px;padding:7px 13px;font-size:13px}.nav a{padding:7px 9px}.hero{min-height:auto}.hero-inner{padding:50px 17px;grid-template-columns:1fr}.hero h1{font-size:38px}.lead{font-size:17px}.actions .button{flex:1}.hero-panel{padding:24px}.section{padding:54px 16px}.section-head{text-align:left}.cards-4,.cards-3,.split,.contact-grid,.checklist{grid-template-columns:1fr}.timeline article{grid-template-columns:48px 1fr;gap:14px}.timeline article:not(:last-child):before{left:20px}.timeline b{width:42px;height:42px}.cta{padding:26px;align-items:flex-start;flex-direction:column}.cta .button{width:100%}.source-list article{align-items:flex-start;flex-direction:column}.footer-inner{grid-template-columns:1fr}.footer-inner nav{justify-content:flex-start}.copyright{grid-column:auto}}

.customer-float{position:fixed;right:18px;bottom:18px;z-index:1001;min-height:46px;padding:11px 18px;border-radius:999px;background:#e5484d;color:#fff;font-weight:900;box-shadow:0 10px 25px rgba(0,0,0,.22)}
.guide-visual{max-width:820px;margin:0 auto 28px}.guide-visual img{display:block;width:100%;height:auto;max-height:420px;object-fit:cover;border-radius:20px;border:1px solid var(--line);box-shadow:0 12px 30px rgba(16,44,90,.1)}.guide-visual figcaption{margin-top:8px;color:var(--muted);font-size:13px;text-align:center}
@media(max-width:700px){.customer-float{right:12px;bottom:12px;min-height:44px;padding:10px 15px}}
